While some companies offer veterans free donuts or a discounted appetizer platter on their birthday, we offer them clutch deals on home loans. Specifically, Treadstone allows US Veterans and surviving spouses to use our VA Mortgage and purchase a home with zero down payment and no mortgage insurance—all at competitive interest rates. Those perks amount to major savings for those who have or are serving our country.

Not a veteran? Explore our RD mortgage, which also features a zero down payment requirement.

  • 0% down for qualified Veterans
  • VA funding fee of 2.15% can be financed into the mortgage (VA funding fee may be waived if Veteran is receiving service-related disability)
  • No mortgage insurance
  • Seller paid closing costs are allowed
  • Owner occupied
  • Gift funds allowed
  • Maximum mortgage is $484,350 including funding fee

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Down payment requirements, closing costs, and loan amounts are for illustrative purposes only; subject to credit qualification, not all applicants may qualify. Not a commitment to lend. Not affiliated with or endorsed by any government institution. Please contact us for an exact quote and for more information on fees and terms.

Treadstone Funding propelled by Neighborhood Loans NMLS 222982 “Illinois Residential Mortgage Licensee No. MB.6759826. For licensing information, go to